Well if it ends in a game it not that polish/reflective if you don't have "has_reflections 1" trough the boat. CFG file. If you are going to work with textures I would turn of the reflection effect and work with textures to get some kind of "good result".
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But it depends on how you want it and of course it's a nice idea to do some texture test trough the software you are using to learn and experiencing texturing of 3D models
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Maybe Mad Fred can help you since he got some nice textured models?
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