From my understanding It takes Vstep a heck of alot of effort to convince shipping companys to allow Vstep to put there vessels ingame, now imagine that you were booking a cruise on say the ocean star, then you see this video of the ship sinking, its going to make you think "well if thats how it acts in a simulator then whats it going to do in real life?!?" and probobly not book with the company,
I also get what you mean, improving the damage model so that you can capsize and catch fire ETC, the truth is though that this would take a immense effort by vstep, which lets no forget is a small company that works out of a office in rotterdam (i think)
So, the long and short of it is although i would love to see realistic damage as much as the next pyromaniac its just not going to happen,
yours,
danny