Clanky, the Liberty ships were known to have faults, but there was a war on and if a few sank, that was bad luck for the crew but no big issue for the powers that be.
However, when investment banks are putting up millions, they will have engineer after engineer consult, re consult, get drunk, lose their blue prints, go on holiday, forget what it was they were on about, come back, claim expenses, and re-read all the reports before they say there is a definate chance that it maybe might be 50/50 whether it sinks or floats (but there is only a 17% chance of them giving a 50/50)